I think I need to focus on paying off my credit card balance before applying for a new loan.

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You should focus on paying off your credit card debt before applying for a new loan.

I'm prioritizing paying down my credit card balance before I consider any new loans.

Are you planning to pay off your credit card before applying for another loan?

If I didn't pay off my credit card first, I wouldn't qualify for a new loan.

It is my intention to prioritize the repayment of my credit card balance prior to submitting an application for a new loan.

I gotta pay off my credit card before I even think about getting a new loan.

I need to pay my credit card bill before I get a new loan.

To concentrate efforts on repaying a debt.

The amount of money owed on a credit card.