You should avoid making late payments because it can severely affect your credit score.

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Narrator

Avoid late payments; they can damage your credit score.

I always pay my bills on time to protect my credit rating.

Do you always pay your bills on time to avoid affecting your credit score?

If I made late payments, my credit score would suffer.

Prompt payment is crucial to maintaining a favorable credit history.

Don't be late with your payments, or your credit score will tank.

Pay your bills on time to keep your credit good.

To prevent the occurrence of delayed payments.

To significantly damage or negatively impact your credit rating.