I’m working on improving my credit score by making regular, on-time payments.

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You should make regular, on-time payments to improve your credit score.

I consistently make on-time payments to build my credit.

Are you working on improving your credit score by paying your bills on time?

If I didn't make on-time payments, my credit score would suffer.

I am diligently working to enhance my credit score through the timely fulfillment of all payment obligations.

I'm trying to boost my credit by always paying my bills on time.

I'm paying my bills on time to improve my credit.

Working to raise one's credit rating.

Consistently paying bills by their due dates.