Learn · Sentences Explaining Credit Issues

My credit score was affected by an unpaid loan.

B1

Sentence

Narrator

My credit score was affected by an unpaid loan.

Study notes

How to use in different contexts

Giving Advice

Make sure to pay your loans on time to avoid affecting your credit score.

Describing Habits

My poor financial management in the past resulted in an unpaid loan, which negatively impacted my credit score.

Asking About Others

Has an unpaid debt ever affected your credit score?

Sharing Hypotheticals

If I had paid my loan on time, my credit score wouldn't have been affected.

Rephrased versions

Formal

My credit rating suffered due to a delinquent loan.

Casual

My credit score took a hit because of a loan I didn't pay.

Simpler English

An unpaid loan hurt my credit.

Phrases to learn

affected by

Influenced or impacted by something.

unpaid loan

A loan that has not been repaid.